Morey Insurance Group
Morey Insurance Group

Whole Life Insurance

What is Whole Life Insurance?


Whole life insurance offers a combination of permanent life insurance protection, cash value accumulation, guarantees and income tax advantages.


A whole life insurance policy can be a versatile financial asset that may help you address a variety of financial needs during various stages of your life.


Key Features of Whole Life Insurance

  • Guaranteed death benefit
  • Guaranteed premiums
  • Guaranteed cash value that accumulates on tax-deferred basis
  • “Living Benefits” – utilize the cash value of the policy for a number of financial needs*
  • Optional disability Waiver of Premium Rider is available for an additional cost


When clients are looking for an insurance policy to cover their burial expenses, or final expenses, we often time will propose a whole life insurance policy.


If you are interested this type of insurance, we would encorage you to watch the video below and also download the following brochure from one of our carriers, United Home Life.   

Whole Life Insurance, Funeral Expense insurance Sacramento County, Placer County Click Here For Video!
UHL Simplified Issue Final Expense Insurance Brochure.
UHL is one of several top tier insurance carriers that we use for final expense insurance, or whole life insurance, burial insurance.
Client Brochure.pdf
Adobe Acrobat document [656.7 KB]

Helpful Documents To Review

Helpful Worksheet To Determine Your Insurance Needs.  Download any or all of the documents below to help determine the right amount of insurance for you to consider when you are looking for a whole life policy to cover your funeral expenses and final expenses at the time of your death. 

Planning for Final Expenses / Burial Insurance
Great short presentation to review all of the considerations when you are making arrangements to cover your burial insurance and final expenses.
Final Expense Presentation.pdf
Adobe Acrobat document [282.5 KB]
Burial Insurance, Final Expense Insurance worksheet
Not sure how much a funeral will cost? Here is an easy worksheet to use to estimate the amount of insurance you will need. Contact us for an appointment and full review of your requirements and insurance needs.
Final Expense Planning Worksheet.pdf
Adobe Acrobat document [108.7 KB]
Average Cost of Funeral Nationally
Want to know what the average cost of a funeral is in the U.S.? Here is a breakdown of the average costs in the U.S. continental states. Contact us for an appointment and full review of your requirements and insurance needs.
Adobe Acrobat document [35.6 KB]


Click Here For
FREE QUOTE on Whole Life Insurance


Phone: 916-652-8440

Toll Free: 1-800-283-1503



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Morey Insurance Group

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