Morey Insurance Group
Morey Insurance Group

Burial Insurance / Final Expense

What is "Burial Insurance"?

Burial insurance, or final expense insurance, usually refers to a "Whole Life" insurance policy with a death benefit that typically ranges from $5,000 to $30,000.

Why buy burial insurance or final expense insurance?

People buy burial insurance to cover burial and funeral costs for themselves. A burial policy can cover the funeral and final expense costs of one person, or an entire family.


Funeral and burial costs can be very expensive depending on whether you choose cremation (average costs average $2,500), or traditional burial (average costs are $7,500+).  Most people like to have these expeneses taken care of so they are not a burden on friends and family.  

What kind of expenses does burial insurance cover?

Some funeral expenses that burial insurance may cover include:

  1. Casket or urn
  2. Cost of cremation
  3. Cost of embalming
  4. Headstone
  5. Hearse or other vehicles needed for your service
  6. Digging and filling the grave
  7. Flowers
  8. Cost of the plot

If I have life insurance do I need burial insurance?

Many people do not factor funeral and burial costs when calculating their family's need for life insurance. Similarly, many people do not intend for their beneficiaries to use life insurance to cover burial expenses.

Burial insurance is a great option for someone who does not want their beneficiaries to dip into funds from a life insurance policy to cover costly funeral and burial expenses.

When should I purchase burial insurance?

Similar to life insurance, burial insurance is cheaper when purchased at a younger age. Although it may not be fun to think about, the time for you to buy burial insurance is today.


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Burial Insurance

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Phone: 916-652-8440

Toll Free: 1-800-283-1503

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Morey Insurance Group

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